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[Alternative Energy Mutual Funds] In order for me to stretch out a spousal Roth IRA for myself, does my husband also have to approachable one for himself? I’m confused by this line from the disclosure statement: “You are eligible to spawn a spousal IRA contribution for…

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[Get Rich Slowly] » What is a Roth IRA and Why Should You Care?: I’d really like to know more about SEP IRAs, especially how I can set one up with Vanguard, Fidelity or whoever. More pressing for myself, I’d like to know how to transfer one SEP IRA at one institution (my current bank) to another institution (another bank or some other entity) since most places I’ve asked won’t accept my SEP IRA unless I convert it to a Roth, which would mean I could no longer make contributions.

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[Getting Finances Done] Financial Peace University Overview Part 3 - Retirement and ...: with a Roth IRA you invest money post-tax but then your investment grows tax free and you can withdraw it at retirement tax free. In very basic terms, you would typically choose a Roth IRA if you think your income at retirement will exceed your current income.

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[Get Rich Slowly] » How to Start a Roth IRA (and Where to Do It): The advantage of a Roth over a Traditional IRA is that you’ve already paid taxes on the money you’re putting in, and anything you earn in a Roth won’t be taxed, but if you pull it out before 59 1/2 you’ll be penalized (10%) and the penalty is the same for a Traditional IRA. With a Traditional IRA you take pre tax dollars and place it in the IRA, when you take it out (before or after 59 1/2) you’ll pay taxes on it.

[The Simple Dollar] The Simple Dollar » Ask Me Anything You Want!: You seem to have all of your daily activites planned down to a science so I wonder, what does your wife contribute on a dy-to day basis? As someone with a newly turned 3-year-old, a 5 month old, husband’s full time job and my part time job, I know how difficult it is just to get LIFE under control, but your posts make it seem like you cook from scratch every night and perform routine household maintenance on a daily basis as well as enrich your personal, professional, and spritual lives constantly!

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[Get Rich Slowly] » The Nonconformists' Guide to Personal Finance: If I don’t like the outcome of that equation in the place I choose to live, I feel I could be putting money in a Roth IRA, my employer’s 401k program, and/or high-yield savings accounts at much less risk, rent my home and not be responsible for repair and maintenance, and be working towards my retirement without banking on Social Security. I fail to see how the essay is unwise financial advice, a mortgage can be just as risky of an investment as any other.

[Entrepreneurship.org e360 Blog] Entrepreneurship.org e360 Blog | Dying to Make Money - are you joking?: Yup, our ol’ friends at Goldman Sachs. The Bailout Barons at Goldman are so excited by all that juicy death that they’ve already invented a kind of death index “enabling investors to bet on whether people will live longer than expected or die sooner than planned.” That is not a made-up quote, folks: that’s straight out of The New York Times business section.

[The Big Picture] The Big Picture » Blog Archive » Madoff Story Smells Funny: BR: with due respect it doesn’t require a spidey sense just commonsense to realize he wasn’t doing this on his own. The generation of income statements, depositing of checks and wires, redemptions etc etc would have required dozens of people, probably hundreds actually, to manage assets of $17-21 billion which are the figures I see bandied about.

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